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WebMar 8, 2024 · Pros of Universal Life Insurance Flexible Premiums Universal life insurance offers long-term coverage, with lower and more flexible premiums than whole life insurance. After your first payment, you'll have the ability to pay your premium at any time, in any amount, within certain limitations. Cash Value Can Cover Higher Premiums WebAs an additional service to our Home and Auto insurance customers, you can now add your health and life insurance policies to The Insurance Pros and have the convenience of having all your insurance needs taken care of under one roof! oRAN ROSE. Meet Oran! Oran is a licensed and experienced agent with access to the marketplace and private plans. WebAug 30, 2024 · Here are seven pros to long-term care insurance. 1. You’ll have a plan in place. Unless you have a really high net worth and can self-insure, long-term care insurance is the best plan to cover the costs of aging. Relying on the government or your family or friends is not a very good plan. 2. You won’t have to dip into your savings. tarifa basic tap bagagem